Terms of Service

These Terms of Service (the "Terms") are presented by Funded Angels Limited and outline the rules and responsibilities governing your use (referred to as the "Customer" or "Counterparty") of the challenges and services provided by Funded Angels Limited (collectively referred to as "Challenges," "Evaluation," or "Services," and together as the "Provider"). These services are primarily accessible through the website fundedangels.com (the "Website"), under the trade name Funded Angels.

The Customer is strongly encouraged to carefully read these Terms before using the Services. If the Customer does not agree with or fully understand any part of these Terms, they are not required to use the Services or participate in the Challenges. By accessing our Services or participating in the Challenges, the Customer acknowledges their acceptance of these Terms and commits to complying with them in full.

Services are only available to individuals over the age of 18 who reside in countries where these Services are legally available. Funded Angels is a trade name used by Funded Angels Limited, a company registered in Saint Lucia under Company No. 2026-004991, with its registered address at Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia.

We may allow third parties to access the website for the purpose of resolving technical or maintenance issues related to the Site's infrastructure. These accesses are strictly controlled and limited to the time necessary for the intervention.

The Client must pay the registration fees to access the platform, trading simulation tools, and services offered by Funded Angels. If the Service has started (i.e., if the Client has begun trading) and/or if the Client has failed the Evaluation, no registration fees will be refunded. ALL PAYMENTS ARE FINAL AND STRICTLY FOR THE EVALUATION, except where an explicit fee-refund benefit applies upon reaching Funded status as described in §18.

§ 1 — Online Registration Terms

By accepting these terms of use, the Client affirms that they have reached the legal age required in their country or region of residence. The use of the services is conditioned upon the Client's commitment not to engage in illegal or prohibited activities, including but not limited to violations of copyright laws. Any breach of these terms will result in the immediate termination of the Client's access to the services.

§ 2 — General Conditions

The Provider reserves the right to refuse access to the services to any individual, at any time, and for any reason deemed appropriate. The Client acknowledges that certain non-sensitive data they submit (except for payment card information) may be transmitted in clear text and involves: (a) transit through various networks; (b) technical adaptations to comply with the requirements of networks or connection devices.

Banking information, including payment card data, is always encrypted during transmission. Without prior written consent from the Provider, the Client is prohibited from copying, reproducing, selling, reselling, or exploiting, in whole or in part, the services offered, their use, their access, or any contact through the website from which these services are provided.

§ 3 — Accuracy, Completeness, and Timeliness of Information

The Client acknowledges that the services and content provided are made available "as is," with any potential imperfections or technical errors associated. The Client assumes full responsibility for their use. Although the Provider strives to ensure the accuracy and timeliness of the information, it recognizes the inherent limitations of technology and online systems.

To the fullest extent permitted by applicable law, the Provider disclaims all warranties, whether express, implied, or statutory, including, but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement.

§ 4 — Modifications to Services and Pricing

The prices of products and services may change without notice. The Provider reserves the right to make modifications or discontinue any part of the services offered, including accounts and available features, at any time and without prior notification. The Provider shall not be liable to the Client or any other party for any modification, price adjustment, suspension, or discontinuation of services.

§ 5 — Products and Services

The Provider reserves the right, without obligation, to restrict the sale of products or services to any person, geographic region, or jurisdiction, at its sole discretion and on a case-by-case basis. It also retains the right to limit the quantities available for any product or service offered. All product descriptions and their prices may be modified at any time, without notice, and at the sole discretion of the Provider.

Any product or service offer listed on this site is void where prohibited by applicable law in certain jurisdictions. The Provider does not guarantee that the quality of the products, services, information, or other materials purchased or obtained through the platform will meet the Client's expectations, nor that any errors in the Service will be corrected.

§ 6 — Account Information and Billing Accuracy

The Provider reserves the right to refuse any order. It may, at its discretion, limit or cancel quantities of items purchased by the Client, per household or per order. These restrictions may apply to purchases made through the same customer account, the same credit card, or orders using the same billing and/or shipping address.

The Client agrees to provide accurate, complete, and up-to-date information regarding their purchases and account. They are required to promptly update this information, including their email address, credit card numbers, and expiration dates, to ensure proper transaction processing.

Withdrawal Processing Fees

For any withdrawal request, processing fees are applied to cover transaction costs imposed by payment providers. These fees are defined by these providers and may include:

• Rise: processing fees up to 3%
• Other methods: processing fees up to 3%

These fees apply regardless of the withdrawal amount and may vary depending on the payment provider and market conditions. The Provider does not charge additional fees beyond those determined by the payment providers.

§ 7 — Additional Resources

The Provider may make available to the Client tools and services provided by third parties. The Client acknowledges that these resources are offered "as is" and "as available," without any specific warranty, representation, or endorsement from the Provider. The use of these optional tools is at the Client's own risk, who must familiarize themselves with the terms of use specific to each third-party provider.

§ 8 — Links to Third-Party Sites

Some content, products, and services accessible through the Provider's services may contain elements provided by third parties. Links on the Provider's site may redirect the Client to external websites that are neither controlled nor affiliated with the Provider.

Any complaint, claim, or question regarding third-party products or services must be directed to those parties, as the Provider cannot be held responsible for any damages or inconveniences resulting from these interactions.

§ 9 — User Comments, Reviews, and Contributions

The Client acknowledges and agrees that any comments, reviews, or contributions submitted to the Provider, whether through the website, email, postal mail, or any other means, may be used, modified, copied, published, distributed, or translated by the Provider without restriction and without obligation for compensation or response.

The Provider reserves the right, but has no obligation, to monitor, modify, or remove any content submitted by users if it deems, in its sole discretion, that such content is inappropriate, offensive, defamatory, illegal, obscene, violates third-party intellectual property rights, or breaches these terms of use.

The Client guarantees that their contributions do not violate any third-party rights and agrees not to publish content containing defamatory, illegal, abusive, obscene elements, or infected with computer viruses.

§ 10 — Personal Data Protection

Any personal information submitted via the Provider's site is collected, stored, and processed in accordance with the Privacy Policy in effect. The Client is encouraged to review this policy to understand how their data is used and protected.

§ 11 — Know Your Customer (KYC) Procedures

11.1 — Funded Angels' Commitment to KYC Compliance

Funded Angels implements strict procedures in compliance with applicable regulations regarding customer identification (KYC), customer due diligence (CDD), and enhanced due diligence (EDD). These procedures aim to ensure reliable customer identification, prevent money laundering, and monitor activities to ensure compliance with legal requirements and industry best practices.

11.2 — Objectives of KYC Procedures

• Establish a structured and effective process for identifying and verifying customers.
• Reduce the risks of fraud and money laundering by analyzing the information collected.
• Detect suspicious transactions by identifying any inconsistencies in the information provided by the client.

Only the account holder is authorized to perform the KYC verification process. Any attempt at verification by multiple individuals for the same account is strictly prohibited.

11.3 — Customer Due Diligence (CDD)

• Collect verifiable official identification information to confirm the identity of clients.
• Understand the purpose and nature of the client's trading activities by analyzing their trading strategies and level of knowledge of financial markets.
• Ensure ongoing monitoring of transactions to verify their consistency with the trading strategy declared by the client, their risk profile, and financial resources.

11.4 — Enhanced Due Diligence (EDD)

• Requiring additional identification documents in cases where the initial documentation is insufficient or questionable.
• Conducting a thorough verification that may include a video interview to more accurately assess the identity and legitimacy of the client.
• Examining in detail the client's trading methods to ensure they comply with Funded Angels' ethical standards and risk management policy.
• Implementing enhanced and continuous monitoring of transactions conducted by the client to ensure compliance with security and compliance standards.

11.5 — KYC Process Flow

Client identity verification is conducted based on original or certified documents. The KYC process is initiated before any account activation.

• The client can initiate the verification process by scanning a QR code or receiving a secure link via SMS.
• The client must provide one of the following valid documents: National identity card · Passport · Driver's license.
• Expired or altered documents will not be accepted for verification.
• After submitting the required documents, the client must complete the electronic signature step. Verification may require a delay of 48 to 72 hours.

Strict adherence to these steps is imperative. Funded Angels reserves the right to refuse or terminate any business relationship with a client who does not meet the CDD, EDD, or KYC compliance criteria. If the KYC verification process fails, the opening of the Funded Angels account will be automatically rejected.

§ 12 — Errors, Inaccuracies, and Omissions

There may be instances where certain information displayed on the site or in Funded Angels' services contains typographical errors, inaccuracies, or omissions. Funded Angels reserves the right to correct any errors, inaccuracies, or omissions, as well as to modify or update information, or to cancel orders if necessary, at any time and without prior notice.

Clients can contact Funded Angels for any assistance and to report anomalies by sending an email to contact@fundedangels.com. To ensure effective resolution of technical issues related to transactions, clients must report any incidents within three (3) weeks of their occurrence.

§ 13 — Restricted Uses

It is strictly prohibited to use the site or its content for:

• Any illegal activity;
• Soliciting third parties to engage in or participate in illegal acts;
• Violating any local, national, or international regulation, law, or ordinance;
• Infringing on the intellectual property rights of Funded Angels or a third party;
• Harassing, abusing, insulting, defaming, discriminating against, or harming others;
• Providing false or misleading information;
• Uploading or transmitting any virus, malware, or harmful code.

Export Restrictions and Compliance with International Sanctions

Funded Angels does not provide its services or products to countries subject to economic and financial sanctions imposed by the United States, the United Nations, and other international regulatory bodies. Transactions are prohibited to the following countries:

Myanmar (Burma), Iran, Sudan, Syria, North Korea, Afghanistan, Albania, Belarus, Cuba, Ethiopia, Lebanon, Libya, Nicaragua, Somalia, South Sudan, Ukraine (specific regions), Venezuela, Yemen, Zimbabwe.

Funded Angels has also suspended its services for clients based in the United States, including American citizens and residents, due to regulatory requirements specific to the U.S. market.

§ 14 — Prohibited Practices & Platform Integrity

14.1 — General prohibitions

Funded Angels' programs (2-Phase Challenge and Instant Funding) are designed for manual trading, by the account holder or by a third party the holder authorizes (see §14.1.1). Within manual trading, scalping, hedging, grid trading, news trading, and holding positions overnight or over the weekend are permitted, as detailed in §18. The following practices are strictly prohibited on all accounts, at every stage (evaluation and funded):

• Exploiting errors in the Services (mispriced quotes, feed glitches, latency arbitrage, incorrectly displayed prices, delays in updates) to gain an unfair advantage.
• Using external or artificially delayed data feeds to trade against Funded Angels' own price feed.
• Coordinating positions across multiple linked accounts with the intent to manipulate outcomes or farm rewards (e.g., opening opposite positions across different accounts specifically to guarantee a payout regardless of market direction).
• Using software, bots, or any method aimed at manipulating or attacking Funded Angels' systems.
• Using expert advisors (EAs), trading bots or robots, algorithmic or high-frequency trading software, or any other automated tool to open, manage, or close positions. Every trade must be placed manually.
• Selling, renting, or otherwise transferring the ownership of an account to another person.

14.1.1 — Account management by a third party

The account holder may let a third party of their choice log in to, trade, or operate their account on their behalf, at every stage (evaluation and funded), including account management, managed accounts, challenge passing, and manual copy-trading, whether paid or free. In that case:

• the account remains the account of the verified holder, who is fully responsible for all activity on it, including any breach of these Terms by the third party;
• all rules of these Terms (loss limits, consistency rule, prohibition of automated trading, IP address consistency under §14.1.2, and the other prohibitions of §14.1) apply exactly as if the holder were trading;
• payouts are paid only to the verified account holder (identity verification, §18), never to the third party;
• any arrangement between the holder and the third party (fees, profit sharing) is a matter between them alone: Funded Angels is not a party to it and bears no responsibility for it.

14.1.2 — IP address consistency

Every Funded Angels account must be traded from consistent IP addresses for its entire duration, from the start of the evaluation to the end of the funded stage (and, for Instant Funding, for the entire life of the account). Consistent means:

• the connections come from the same country and from the same usual internet connection(s) (same internet service provider) of the account holder, or of the third party authorized under §14.1.1;
• the automatic IP changes made by an internet service provider or a mobile operator on the same connection are normal and are not a breach;
• VPNs, proxies, remote servers (VPS), anonymization services and any other tool that hides or changes the real IP address are prohibited;
• a trip abroad, a move, a change of internet service provider or a change of third party under §14.1.1 must be reported to contact@fundedangels.com before trading from the new location or connection, with the dates and the country concerned.

Funded Angels records the IP addresses used to log in to and trade on each account, for the purposes described in its Privacy Policy. Unreported or inconsistent IP activity (for example, frequent changes of country or of internet service provider, several unrelated connections, or the use of a VPN or proxy) is a breach of this section. In that case, Funded Angels may ask the holder for explanations and supporting documents, and may refuse the related payout requests and close the affected accounts, under §14.4. This section applies to all accounts, including those opened before it was published.

14.2 — Account Restrictions and Modifications

Funded Angels reserves the exclusive right to impose trading restrictions, modify account parameters, or suspend an account where the behavior described in §14.1 is detected, or where activity threatens platform stability or security.

14.3 — Implementation Process

Funded Angels will make reasonable efforts to notify the Client of any restriction. However, in cases where immediate action is necessary, restrictions may be applied without prior notice. The Client may contest a restriction; each request will be reviewed case by case.

14.4 — Consequences

If prohibited practices under §14.1 are detected, Funded Angels reserves the right to cancel all services and terminate all contracts related to the affected accounts. No refunds will be granted for fees paid.

In particular, where an account has been traded with a robot or any other automated tool, the profits generated on that account are not the result of manual trading and cannot be validated. Funded Angels will therefore refuse any pending or future payout request on the affected accounts, and any profit recorded on them will be void.

14.5 — Client Responsibility Outside Funded Angels Services

Funded Angels disclaims any responsibility for trading or investment activities conducted outside of its platform, even if based on data from the dashboard, trading platform, or any other related service.

§ 15 — Limitation of Liability; Exclusion of Warranties

Funded Angels does not guarantee that the Client's use of the services will be error-free, uninterrupted, secure, or timely. By using the services, the Client expressly agrees that their use or inability to use the services is at their own risk. The services are made available "as is" and "as available," without any express or implied warranty.

In no event shall Funded Angels be liable for any direct, indirect, incidental, punitive, special, or consequential loss or damage, including:

• Loss of profits, revenue, or savings
• Loss of data
• Replacement costs
• Any other similar damage

Whether based on contract, tort (including negligence), strict liability, or otherwise.

§ 16 — Indemnification

The Client agrees to indemnify, defend, and hold harmless Funded Angels, as well as its parent company, subsidiaries, affiliates, partners, directors, officers, agents, contractors, licensors, service providers, subcontractors, suppliers, and employees, from any claims or demands made by a third party due to:

• The Client's violation of these Terms of Service;
• The Client's violation of any document incorporated by reference;
• The Client's violation of any law or the rights of a third party.

§ 17 — Severability

If any provision of these Terms of Service is found to be illegal, invalid, or unenforceable, that provision will still be enforceable to the fullest extent permitted by law. Any unenforceable part of these Terms will be considered severed from the rest of the Terms, without affecting the validity and enforceability of the remaining provisions.

§ 18 — Termination & Trading Guidelines

Obligations and responsibilities incurred prior to the termination date will survive termination of this agreement for all purposes. Funded Angels may terminate this agreement at any time and without notice if, in its sole judgment, the Client fails to comply with any of the terms.

18.1 — 2-Phase Challenge

Rule	Phase 1	Phase 2	Funded
Profit target	10%	5%	—
Daily loss limit	5%	5%	5%
Overall loss limit	10%	10%	10%
Minimum trading days	4	4	—
Leverage	1:30	1:30	1:30
Trading period	Unlimited	Unlimited	Unlimited
Consistency rule	—	—	20%
Fee refund (with the 1st payout)	—	—	100%
Profit split	—	—	90%

18.2 — Instant Funding

Rule	Funded account
Profit target	None
Daily loss limit	3%
Overall loss limit	10%
Minimum trading days	None
Leverage	1:30
Time limit	None
Consistency rule	20%
Fee refund	None
Profit split	Up to 90%

An Instant Funding account has no evaluation phase: it is Funded as soon as payment is confirmed. Registration fees for Instant Funding are non-refundable, including after payouts. Accounts purchased under the former 1-Phase Challenge, offered briefly in October 2026, keep the rules in force at the time of purchase: 10% profit target, 3% daily loss limit, 10% overall loss limit, 4 minimum trading days, and a 50% consistency rule during the evaluation (the best trading day may not exceed 50% of the total profit to pass); once Funded, the rules of this §18.2 for funded accounts apply; fees non-refundable.

18.3 — Trading Style

For both programs, the following manual trading styles are permitted at every stage (evaluation and funded): grid trading, scalping, hedging (including across positions on the same account), trading around scheduled news or economic events, and holding positions overnight or over the weekend, without additional fee. This does not override the integrity rules of §14.1.

Expert advisors, bots, robots, and any algorithmic, high-frequency, or otherwise automated trading are prohibited at every stage, under §14.1. Every trade must be placed manually. Any breach of this rule leads to the refusal of any payout request under §14.4.

The account may be traded by its verified holder or by a third party the holder authorizes (account management, challenge passing, or manual copy-trading, paid or free), under the conditions of §14.1.1. The holder remains responsible for the account and is the only person to whom payouts are paid.

18.4 — Consistency Rule

Funded accounts (§18.1 and §18.2). When a payout is requested, no single trading day may represent more than 20% of the profit realised during the current period. The current period starts when the account becomes Funded (at purchase for Instant Funding) and restarts after each accepted (paid) payout; pending or rejected requests do not restart it. Trading days are calendar days in UTC. If the rule is not met, the payout request is refused until enough additional profit has been realised during the period.

These rules ensure steady trading rather than a single outsized gain, and do not otherwise restrict position sizing or trading frequency.

18.5 — Exploiting Technical Failures

Any use of system failures to gain an unfair advantage is prohibited and may result in immediate account suspension, in accordance with §14.1.

18.6 — Modifications by Add-ons and Special Offers

Selected add-ons and special offers during the challenge may modify the trading rules in this section. These modifications take precedence over standard rules for their duration.

18.7 — Trading Costs (Spread, Slippage, Overnight Financing)

Trading conditions on the simulated account replicate those of a retail broker. The following costs apply to every position opened from the date this clause takes effect; positions already open on that date keep the conditions in force when they were opened until they are closed.

• Spread. Each instrument is quoted with a Bid price and an Ask price. A buy position opens at the Ask and closes at the Bid; a sell position opens at the Bid and closes at the Ask. Floating profit and loss is valued at the closing price (Bid for a buy, Ask for a sell). Spreads are fixed per instrument and shown on the trading terminal.
• Stop-loss and take-profit. A stop-loss is triggered when the closing price reaches its level and is executed as a market order: if the market moves through the level in a single move (gap, news release, fast market), it is executed at the first available price, which may be worse than the requested level (slippage). A take-profit is executed at its level.
• Overnight financing (swap). A position open at 5:00 pm New York time incurs a daily financing charge calculated on its notional value (price × volume × contract size) at an annual rate that depends on the instrument class and the direction of the position. Forex and metals: charged Monday to Friday, three days' charge on Wednesday. Indices and commodities: charged Monday to Friday, three days' charge on Friday. Cryptocurrencies: charged every day, including weekends. Swap accumulates on the position, is included in its floating profit and loss (and therefore in equity and in the loss limits of §18.1 and §18.2), and is realised when the position is closed.
• No commission is charged per trade.

Funded Angels may adjust spreads and financing rates to reflect market conditions, in accordance with §4 and §24.

§ 19 — Refund Policy

19.1 — Client Termination Request

A client wishing to terminate their Funded Angels account must send a request to contact@fundedangels.com. This request constitutes a desire to end the contractual relationship. No refund will be granted, except where the fee-refund benefit of §18.1 already applies.

19.2 — Serious Violations

In the event of serious violations of the terms of use, including prohibited practices under §14.1, Funded Angels reserves the right to immediately restrict access and close the client's account without compensation. No refund will be issued for fees paid in these situations.

19.3 — Activation of Services

Once the registration fees for the Funded Angels Challenge are paid, the client will receive their login credentials. By executing their first transaction, they automatically waive their right of withdrawal and acknowledge that the Provider has begun providing services.

19.4 — Non-activation and Renewal

If a client has not performed any trading operations on their Funded Angels account for a period of 20 consecutive calendar days, including public holidays and weekends, their account will be deactivated. For more information, contact support at contact@fundedangels.com.

19.5 — Disputes and Chargebacks

In the event of abusive contestation of fees or chargebacks, Funded Angels reserves the right to terminate the client's services and deny any future access at its discretion.

19.6 — Account Reset Following a Failed Evaluation

Where the Provider offers the Client a "reset" of an account after a failed Evaluation, such an offer constitutes solely a discount applicable to the purchase of a new account. It does not entail the restoration, reinstatement, or continuation of the failed account, its balance, or its progress, and does not constitute a refund of any fees previously paid.

19.7 — Refunds

§ 20 — Dispute Resolution Policy

In the event of a transaction dispute by the client, the associated trading account will be suspended in accordance with our terms and conditions. Funded Angels reserves the right to permanently ban any client who raises a false dispute. A false dispute is an abusive contestation of a transaction when services have been properly provided.

To reactivate an account suspended due to a dispute, the client must first cancel their dispute and provide official proof of the dispute withdrawal. The verification and reactivation process may take between 45 and 60 business days. Clients are encouraged to contact our support before initiating a dispute.

§ 21 — Entire Agreement

The failure of Funded Angels to exercise or enforce any right or provision of these terms does not constitute a waiver of that right or provision. These Terms and Conditions, along with all policies and rules published on the site, constitute the complete and exclusive agreement between the Client and Funded Angels, superseding any prior communication, proposal, or agreement.

§ 22 — Governing Law

These terms, as well as any additional agreement under which Funded Angels provides services to the client, are governed by and interpreted in accordance with the jurisdiction of the client.

§ 23 — Local Law

The client agrees to comply with all applicable local laws and regulations regarding their participation in the Funded Angels Challenge. The client acknowledges:

• That they participate in the service at their own risk.
• That they are fully responsible for ensuring that their use of the services complies with local laws.
• That Funded Angels cannot be held responsible for violations of local laws by the client.

§ 24 — Modifications to Terms of Use

Funded Angels reserves the right to modify these terms at any time. These modifications will take effect immediately for new clients and for new orders placed by existing clients. Clients are encouraged to regularly review the Terms of Service to stay informed of any updates.

§ 25 — Contact Information

Company: Funded Angels Limited · Company No. 2026-004991
Registered address: Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia
Support email: contact@fundedangels.com
Website: www.fundedangels.com